AI for Retirement Planning in 2025

AI Retirement Planning so you have fewer worries about your pension. Having a plan can reduce stress. Simplicity is key to keeping your mind clear of doubts and fears. Keep calm and become wealthy.

The Winners of 2024 Portfolio (and Why You Need ETFs)

The winners, winning stocks of 2024, the winner take it all

ETFs, as long as they are low-cost and well-diversified, are a great way to build your smart investment portfolio. 2024, like many years before, showed that you need to spread your eggs over many baskets and that individual stocks can be a minefield. Diversification in investing is a strategy that involves spreading your investments across […]

Hong Kong ETFs – 25 years

Hong Kong 25 years

Hong Kong Exchange is expanding its ETF offering fast. This is good news for investors based there: lower costs & better returns.

How Much Do You Need to Retire?

“How much money do I need in my retirement accounts to retire happily without worries?” This is a typical question people ask me often. It is an excellent question. An integral part of your goal is having a firm idea of what, exactly, you are shooting for. For most people, the most significant financial goal […]

It should be 20-50-30!

The 50-30-20 rule is a popular budgeting method that helps you manage your finances by dividing your after-tax income into three main categories: This rule is designed to simplify budgeting and ensure a balanced approach to spending and saving. Do you want to master your finances and unlock the secrets of the wealthy? It’s simpler […]

The Importance of Investing

In the parable of the talents (Matthew 25:14–30), a master entrusts his property to three servants before leaving on a journey. Each servant receives talents according to their abilities: one gets five, another two, and the last one. Upon the master’s return, the first two servants report they have doubled their talents and are rewarded. […]

Insights on AI Startups

Many readers asked, ‘There must be interesting areas in AI,’ and ‘What do you think they are?’ – I still don’t think it is wise to invest in specific AI companies as an individual investor (and stick to low-cost, widely-diversified ETFs), but if you want to hear where I think are still some opportunities, here […]