How to Talk to Men (for Women)
How to talk to men efficiently. Improve your relationships by sticking to this simple conversation strategy. Enjoy!
Hong Kong ETFs – 25 years
Hong Kong Exchange is expanding its ETF offering fast. This is good news for investors based there: lower costs & better returns.
How to Stay Sane
Explains group behavior and herd instinct in stock markets
Investing & Risk Tolerance – people miss the much bigger picture
Risk tolerance should not only focus on investing – also take your career and oter life risks into account.
How Much Do You Need to Retire?
“How much money do I need in my retirement accounts to retire happily without worries?” This is a typical question people ask me often. It is an excellent question. An integral part of your goal is having a firm idea of what, exactly, you are shooting for. For most people, the most significant financial goal […]
It should be 20-50-30!
The 50-30-20 rule is a popular budgeting method that helps you manage your finances by dividing your after-tax income into three main categories: This rule is designed to simplify budgeting and ensure a balanced approach to spending and saving. Do you want to master your finances and unlock the secrets of the wealthy? It’s simpler […]
The Importance of Investing
In the parable of the talents (Matthew 25:14–30), a master entrusts his property to three servants before leaving on a journey. Each servant receives talents according to their abilities: one gets five, another two, and the last one. Upon the master’s return, the first two servants report they have doubled their talents and are rewarded. […]
Insights on AI Startups
Many readers asked, ‘There must be interesting areas in AI,’ and ‘What do you think they are?’ – I still don’t think it is wise to invest in specific AI companies as an individual investor (and stick to low-cost, widely-diversified ETFs), but if you want to hear where I think are still some opportunities, here […]
Fads: AI – Navigating the Hype
Nvidia is the most frequently mentioned stock now. Everyone talks about AI, and Nvidia is the beneficiary. But we need to be careful with hype or fads—it is better to be well-diversified and not overestimate the fashion of the day. Not surprisingly, also for AI, the first canary in the coal mine1 has arrived. 1. […]
The Finance Industry Works Against Most Investors
People working in Finance get paid primarily for what they do, not how effectively they do it. Traditionally, this is in the form of upfront fees and commissions, regardless of the outcome for investors. Investment banking and underwriting make even more money for bankers long before the ultimate success or failure of the transaction is […]